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8634 Wharf Ave, Placida, FL 33946 Property Records

Charlotte County property record for 8634 Wharf Ave, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1982
Lot Size1.2 acres (52,500 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Feb 2019)
Tax Bill$11,927 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Feb 2019 Sale
Flood ZoneZone AE (high risk)
APN42-20-15-352-002

Property Details

APN / Parcel Number

Primary APN42-20-15-352-002
Alternative APNs
  • 0097163-000000-9
  • 10004716819

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area3,902 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypePile
Roof MaterialMetal
Lot Area52,500 sqft (1.2 acres)
Lot Dimensions235 ft deep x 342 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area560 sqft
Deck Area152 sqft
Patio Area1,210 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004716819
Old Parcel Number00971630000009
Street Address8634 WHARF AVE
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBBI
Legal DescriptionSBD 000 0002 0003B SEABOARD BLK2 SE1/4 LT 3 & 1/2 VAC WHARF AVE ADJ THERETO 331/579 399/770 1026/1634 DC1097/298 11
Legal Range20E
Legal Township42S
Legal Section15
Legal SubdivisionSEABOARD
Legal Block2
Legal Lot Number1
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2015
Census Tract30402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8725 PLACIDA RD STE 7182, 7182, PLACIDA, FL 33946-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2018Warranty Deed, Transfer
BANK OF AMERICA
Feb 18, 2019Correction Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2019 · Amount on Record
Deed SaleFeb 18, 2019 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number2684781
Deed Book / Page4407 / 563
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 28, 2018
Property Address8634 WHARF AVE, PLACIDA, FL 33946
Document Number0043930135
Book / Page004393 / 000135
Instrument DateDec 28, 2018
Instrument2672795
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8634 WHARF AVE PLACIDA FL 33946, PLACIDA, FL 33946

Mortgage

Document Number43930136
DateDec 28, 2018
Book Page004393/000136
Instrument2672796
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueDec 27, 2033

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 18, 2019
Property Address8634 WHARF AVE, PLACIDA, FL 33946
Document Number0044070563
Book / Page004407 / 000563
Instrument DateDec 28, 2018
Instrument2684781
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$5,600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8725 PLACIDA RD #7-182 PLACIDA FL 339462429, 7-182, PLACIDA, FL 33946-2429

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,927.00 (+20.2%) Homeowner's exemption$830,284 (+33.26%)$849,909 (-6.77%) Land $565,795 Building $284,114
2023$9,923.00 (-18.8%) Homeowner's exemption$623,036 (-18.51%)$911,647 (-3.66%) Land $709,000 Building $202,647
2022$12,221.00 Homeowner's exemption$764,556$946,239 Land $557,898 Building $388,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 677 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured
incl. 769 condo units
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 377 claims
  • Hurricane Helene, Oct 2024 · 156 claims
  • Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
BridgeMAXX Suncoast Broadband
Fixed Wireless		50 / 10
Verizon
Fixed Wireless		25 / 6
T-Mobile
Fixed Wireless		25 / 3
CenturyLink
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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