9048 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9048 Smith Rd, Gaines, MI 48436 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft · built 1961
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on File
Tax Bill	$567 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-03-400-003`

Property Details

APN / Parcel Number

Primary APN	`01-03-400-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	113,692 sqft (2.61 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	9048 SMITH RD
City	GAINES
State	MI
Zip	48436-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 232 FT OF S 490 FT OF E 1/2 OF SE 1/4 OF SE 1/4 SEC 3 T5N R5E
Legal Range	05E
Legal Township	05N
Legal Section	03
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1048
Census Tract	13001

Owner

Source: Genesee County records · APN 01-03-400-003

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9048 SMITH RD, GAINES, MI 48436-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9048 SMITH RD, GAINES, MI 48436-9751
Transaction Type	Mortgage
Record Updated	Aug 06, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 SMITH RD, GAINES, MI 48436-9751

Mortgage

Document Number	202106090054263
Date	Jun 09, 2021
Instrument	202106090054263

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (-70.28%) Homeowner's exemption	$77,000 (+20.5%)	$154,000 (+20.5%)
2024	$1,908.00 (+76.5%)
2023		$63,900	$127,800
2019	$1,081.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.