8461 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8461 Smith Rd, Gaines, MI 48436 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	126,760 sqft (2.91 acres)
Tax Bill	$2,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-11-100-017`

Exterior

Lot Area	126,760 sqft (2.91 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	8461 SMITH RD
City	GAINES
State	MI
Zip	48436-9732
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG S 89 DEG 13 MIN 50 SEC E 354 FT FROM NW COR OF SEC TH S 89 DEG 13 MIN 50 SEC E 317 FT TH S 01 DEG 53 MIN
Legal Range	05E
Legal Township	05N
Legal Section	11
Jurisdiction	GENESEE MI
Minor Civil Division	ARGENTINE
Census Blockgroup	1
Census Block	1053
Census Tract	13001

Owner

Source: Genesee County records · APN 01-11-100-017

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7306 SMITH RD, GAINES, MI 48436-9728
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 29, 2023
Property Address	8461 SMITH RD, GAINES, MI 48436-9732
Document Number	0000051971
Instrument Date	Sep 18, 2023
Instrument	202309290051971
Transaction Type	Construction Loan
Record Updated	Oct 03, 2025
Title Company	CAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$221.25
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11452 LANCERS TRL, BRIGHTON, MI 48114-9693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 SMITH RD, GAINES, MI 48436-9728

Mortgage

Document Number	0000051972
Date	Sep 29, 2023
Instrument	202309290051972

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	6.74%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Max Rate	11.7%

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00	$215,900	$431,800