Genesee County property record for 9120 Smith Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 1988 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $922 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03-400-013 |
| Primary APN | 01-03-400-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 435,600 sqft (10 acres) |
| Heating System | Hot Water |
|---|
| Street Address | 9120 SMITH RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF W 1/2 OF SE 1/4 OF SE 1/4 SEC 3 T5N R5E (88) FR 0100005003 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 13001 |
Source: Genesee County records · APN 01-03-400-013
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9120 SMITH RD, GAINES, MI 48436-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2016 |
| Transfer Doc | 0000071326 |
| Record Updated | Sep 20, 2026 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 (-66.57%) Homeowner's exemption | $173,800 (+32.47%) | $347,600 (+32.47%) |
| 2024 | $2,758.00 (+56.88%) | ||
| 2023 | $131,200 | $262,400 | |
| 2019 | $1,758.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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