Santa Rosa County property record for 9044 Timber Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,667 sqft · built 2019 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | Company Name on Record |
| Last Sale | $498,400 (Dec 2024) |
| Tax Bill | $3,754 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-24400-0000 |
| Primary APN | 15-2S-26-0000-24400-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 2,667 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,611 sqft (0.565 acres) |
| Lot Dimensions | 297 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 435 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9044 TIMBER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION UPDATE FOR 2025* PARCEL B: E2 OF E2 OF SE4 OF NW4 OF SE4 OF SW4 LESS S 33 FT FOR RD AS DES IN OR 4574 PG 126 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3035 HIDEAWAY DR, GRAND PRAIRIE, TX 75052-0432 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Aug 5, 2019 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on Record |
| Deed Sale | Dec 26, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2019 · Amount on Record |
| Deed Document Number | 202457461 |
| Deed Book / Page | 4574 / 126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9044 TIMBER LN, NAVARRE, FL 32566-1170 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9044 TIMBER LN, NAVARRE, FL 32566-1170 |
| Document Number | 0040811255 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 4081/1255 |
| Instrument | 202114232 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 5, 2019 |
| Property Address | 9044 TIMBER LN, NAVARRE, FL 32566-1170 |
| Document Number | 0038561677 |
| Book / Page | 003856 / 001677 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 34079 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,398.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9044 TIMBER LN NAVARRE FL 325661170, NAVARRE, FL 32566-1170 |
| Document Number | 38561679 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 003856/001679 |
| Instrument | 34080 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $402,020 (+15.72%) Land $52,470 Building $349,550 | $402,020 (+4.79%) Land $52,470 Building $349,550 | |
| 2024 | $3,754.00 (+3.79%) Homeowner's exemption | $347,422 (+4.64%) | $383,661 (+3.56%) Land $43,725 Building $339,936 |
| 2023 | $3,617.00 (+2.58%) Homeowner's exemption | $332,004 (+3%) | $370,472 (+3.43%) Land $39,352 Building $331,120 |
| 2022 | $3,526.00 Homeowner's exemption | $322,334 | $358,201 Land $32,793 Building $325,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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