9037 Timber Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9037 Timber Ln, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,296 sqft · built 1992
Lot Size1.12 acres (49,005 sqft)
OwnerIndividual Name on Record
Tax Bill$1,103 (2024)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-2S-26-0000-00192-0000

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-00192-0000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,296 sqft Heated Area
Gross Area3,468 sqft
1st Floor Area1,296 sqft
Utility Area384 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area49,005 sqft (1.12 acres)
Lot Dimensions2,970 ft deep x 1,650 ft wide
RV ParkingRV Parking

Exterior Amenities

PorchEnclosed Porch
Porch Area1,008 sqft
Deck Area108 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number152S260000001920000
Street Address9037 TIMBER LN
CityNAVARRE
StateFL
Zip32566-1171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionE2 OF NE4 OF SW4 OF SE4 OF SW4 AS DES IN OR 1153 PG 154 LESS N 33 FT FOR RD & LESS ALL MINERAL RIGHTS
Legal Range26W
Legal Township02S
Legal Section15
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9037 TIMBER LN, NAVARRE, FL 32566-1171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1987
Deed SaleMay 1, 1987
Deed Document Number0001153154
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9037 TIMBER LN, NAVARRE, FL 32566-1171
Document Number0039320241
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9037 TIMBER LN NAVARRE FL 325661171, NAVARRE, FL 32566-1171

Mortgage

Document Number0039320241
DateMar 25, 2020
Book Page003932/000241
Instrument14431
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,103.00 (+3.96%) Homeowner's exemption$115,106 (+3%)$278,891 (+6.25%) Land $83,077 Building $195,814
2023$1,061.00 (+3.92%) Homeowner's exemption$111,753 (+3%)$262,478 (+20.42%) Land $74,769 Building $187,709
2022$1,021.00 Homeowner's exemption$108,498$217,974 Land $52,470 Building $165,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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