9028 Timber Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9028 Timber Ln, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,562 sqft · built 2006
Lot Size0.572 acres (24,916 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Sep 2015)
Tax Bill$1,515 (2024)
Deeds & MortgagesJan 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-2S-26-0000-13901-0000

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-13901-0000
Alternative APN
  • S262150000139010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,562 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,562 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area24,916 sqft (0.572 acres)
Lot Dimensions297 ft deep x 84 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area282 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9028 TIMBER LN
CityNAVARRE
StateFL
Zip32566-1170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionE 84 FT OF W2 OF SE4 OF NW4 OF SE4 OF SW4 AS DES IN OR 3461 PG 1893
Legal Range26W
Legal Township2S
Legal Section15
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2024
Census Tract10827

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9028 TIMBER LN, NAVARRE, FL 32566-1170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Jul 17, 2019Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Apr 10, 2018Deed of Trust, Mortgage · VA Mortgage
PACIFIC HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2015 · Amount on Record
Deed SaleSep 17, 2015 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number201535012
Deed Book / Page3461 / 1893
Prior Transfer DateJun 13, 2006
Prior Transfer Doc0026161346
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9028 TIMBER LN, NAVARRE, FL 32566-1170
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9028 TIMBER LN, NAVARRE, FL 32566-1170

Mortgage

Document Number0040571303
DateJan 19, 2021
Book Page4057/1303
Instrument202103113
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9028 TIMBER LN, NAVARRE, FL 32566-1170
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038501290
DateJul 17, 2019
Book Page3850/1290
Instrument201930737
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9028 TIMBER LN, NAVARRE, FL 32566-1170
Document Number0037200666
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address9028 TIMBER LN NAVARRE FL 325661170, NAVARRE, FL 32566-1170

Mortgage

Document Number0037200666
DateApr 20, 2018
Book Page003720/000666
Instrument15573
Lender
NamePACIFIC HM LNS
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,631 (+2.9%)$251,727 (+5.53%) Land $53,424 Building $198,303
2024$1,515.00 (+2.99%) Homeowner's exemption Disabled Person's exemption$162,907 (+3%)$238,535 (+2.42%) Land $44,520 Building $194,015
2023$1,471.00 (+3.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$158,162 (+3%)$232,909 (+7.77%) Land $40,068 Building $192,841
2022$1,423.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$153,550$216,109 Land $33,390 Building $182,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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