St. Louis County property record for 9044 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,100 sqft · built 1939 |
| Lot Size | 0.113 acres (4,918 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jul 2022) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-32-0542 |
| Primary APN | 25J-32-0542 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 4,918 sqft (0.113 acres) |
| Lot Dimensions | 40 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 70 sqft |
| Poultry House | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9044 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 65RSING |
| Legal Description | WILBUR TERRACE LOT 5 |
| Legal Subdivision | WILBUR TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 219900 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 24, 2019 | Deed of Trust, Mortgage US BK |
| May 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Deed Document Number | 2022720266 |
| Prior Transfer Date | May 22, 2019 |
| Prior Transfer Doc | 0235450235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0251720428 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 25172/428 |
| Instrument | 2021101500059 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 20, 2022 |
| Property Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 2022072000266 |
| Map Reference | MB 34 PG 33 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022072000266 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2219 S JEFFERSON AVE, SAINT LOUIS, MO 63104-2211 |
| Name | Verified Name |
|---|---|
| Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Investor | Possibly a Property Investor |
| Document Number | 2022072000267 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022072000267 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0237023628 |
| Instrument Date | Aug 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 9044 PHILO AVE ST LOUIS MO 631234635, ST LOUIS, MO 63123-4635 |
| Document Number | 0237023628 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 023702/003628 |
| Instrument | 582 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 17, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 29, 2019 |
| Property Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0235450235 |
| Book / Page | 023545 / 000235 |
| Instrument Date | May 22, 2019 |
| Instrument | 383 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9044 PHILO AVE ST LOUIS MO 631234635, ST LOUIS, MO 63123-4635 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 18, 2019 |
| Property Address | 9044 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0234890100 |
| Book / Page | 023489 / 000100 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 94 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 GREENMEADOWS DR ST LOUIS MO 631237636, ST LOUIS, MO 63123-7636 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wilbur Park Village |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,900 (-) Land $12,260 Building $24,640 | $194,200 (-) Land $64,500 Building $129,700 | |
| 2025 | $2,497.00 (+13.65%) | $36,900 (+22.75%) Land $12,260 Building $24,640 | $194,200 (+22.76%) Land $64,500 Building $129,700 |
| 2024 | $2,197.00 (+1.62%) | ||
| 2023 | $2,162.00 (-2.83%) | $30,060 (+5.07%) Land $6,590 Building $23,470 | $158,200 (+5.05%) Land $34,700 Building $123,500 |
| 2022 | $2,225.00 | $28,610 Land $7,540 Building $21,070 | |
| 2021 | $150,600 Land $39,700 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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