St. Louis County property record for 9040 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,310 sqft · built 1939 |
| Lot Size | 0.113 acres (4,918 sqft) |
| Owner | Trust Name on File |
| Last Sale | $140,000 (Jan 2018) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-32-0652 |
| Primary APN | 25J-32-0652 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 4,918 sqft (0.113 acres) |
| Lot Dimensions | 40 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Patio Area | 176 sqft |
| Poultry House | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9040 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 65RSING |
| Legal Description | WILBUR TERRACE LOT 7 |
| Legal Subdivision | WILBUR TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 219900 |
9040 Philo Ave is owner-occupied and held in a trust since April 2022.
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Jan 19, 2018 | Warranty Deed, Transfer CORNERSTONE MTG |
| Sep 20, 2017 | Grant Deed, Transfer |
| Jun 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Prior Sale | Sep 20, 2017 |
| Deed Document Number | 2018529 |
| Deed Book / Page | 22864 / 3362 |
| Last Transfer Date | Apr 18, 2022 |
| Transfer Doc | 0000000429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 2022090600484 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022090600484 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 21, 2022 |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 2022042100429 |
| Map Reference | MB 34 PG 33 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022042100429 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Name | Verified Name |
|---|---|
| Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 21, 2022 |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 2022042100468 |
| Map Reference | MB 34 PG 33 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022042100468 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH AMERICAN TITLE INC, NORTH AMER TTL CHICAGO IL |
| Name | Verified Name |
|---|
| Document Number | 0238140381 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 23814/381 |
| Instrument | 2019120300090 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 19, 2018 |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0228643362 |
| Book / Page | 022864 / 003362 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 529 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9040 PHILO AVE ST LOUIS MO 631234635, ST LOUIS, MO 63123-4635 |
| Document Number | 228643365 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 022864/003365 |
| Instrument | 530 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 20, 2017 |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0227022419 |
| Book / Page | 022702 / 002419 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 418 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 320 E RIPA AVE ST LOUIS MO 631252835, ST LOUIS, MO 63125-2835 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 14, 2017 |
| Property Address | 9040 PHILO AVE, SAINT LOUIS, MO 63123-4635 |
| Document Number | 0225660451 |
| Book / Page | 022566 / 000451 |
| Instrument Date | Mar 26, 2001 |
| Instrument | 205 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9040 PHILO AVE ST LOUIS MO 631234635, ST LOUIS, MO 63123-4635 |
The 2025 property tax bill for 9040 Philo Ave was $2,778, up 6.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wilbur Park Village |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,140 (-) Land $12,260 Building $28,880 | $216,500 (-) Land $64,500 Building $152,000 | |
| 2025 | $2,778.00 (+6.93%) | $41,140 Land $12,260 Building $28,880 | $216,500 Land $64,500 Building $152,000 |
| 2024 | $2,598.00 (+1.6%) | ||
| 2023 | $2,557.00 (+16.76%) | $35,680 (+26.66%) Land $6,590 Building $29,090 | $187,800 Land $34,700 Building $153,100 |
| 2022 | $2,190.00 | $28,170 Land $7,540 Building $20,630 | |
| 2021 | $148,300 Land $39,700 Building $108,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9040 Philo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9040 Philo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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