St. Louis County property record for 9039 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $401,936 (Mar 2026) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-32-0731 |
| Primary APN | 25J-32-0731 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 1,100 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 40 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 70 sqft |
| Canopy | 80 sqft |
| Poultry House | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9039 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 65RSING |
| Legal Description | WILBUR TERRACE LOT 30 |
| Legal Subdivision | WILBUR TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 219900 |
9039 Philo Ave is owned and occupied by an individual who bought it in March 2026.
Source: St. Louis County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9039 PHILO AVE, SAINT LOUIS, MO 63123-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Beneficiary Deed, Transfer |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU |
| Dec 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Aug 31, 2022 · Amount on File |
| Deed Document Number | 2026271 |
| Prior Transfer Date | Sep 27, 2004 |
| Prior Transfer Doc | 0161230933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 31, 2022 |
| Property Address | 9039 PHILO AVE, SAINT LOUIS, MO 63123-4629 |
| Document Number | 2022083100665 |
| Map Reference | MB 231 PG 48 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022083100665 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 CONWAY AIRE DR, SAINT LOUIS, MO 63141-8638 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 410 CONWAY AIRE DR, SAINT LOUIS, MO 63141-8638 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 31, 2022 |
| Property Address | 9039 PHILO AVE, SAINT LOUIS, MO 63123-4629 |
| Document Number | 2022083100666 |
| Map Reference | MB 34 PG 33 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022083100666 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 ELM CREEK DR, WENTZVILLE, MO 63385-3240 |
| Name | Verified Name |
|---|---|
| Address | 9039 PHILO AVE, SAINT LOUIS, MO 63123-4629 |
| Document Number | 2022083100667 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022083100667 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.66% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.66% |
| Index | 1-Year CMT |
| Max Rate | 8.66% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 18, 2020 |
| Property Address | 9039 PHILO AVE, SAINT LOUIS, MO 63123-4629 |
| Document Number | 0245202081 |
| Book / Page | 24520 / 2081 |
| Map Reference | MB 34 PG 33 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2020121800280 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9039 PHILO AVE, AFFTON, MO 63123-4629 |
| Document Number | 2020121800281 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020121800281 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 9039 Philo Ave was $3,180, up 0.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wilbur Park Village |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,200 (-) Land $12,350 Building $34,850 | $248,400 (-) Land $65,000 Building $183,400 | |
| 2025 | $3,180.00 (+0.38%) | $47,200 Land $12,350 Building $34,850 | $248,400 Land $65,000 Building $183,400 |
| 2024 | $3,168.00 (+1.6%) | ||
| 2023 | $3,118.00 (+26.23%) | $43,660 (+37.43%) Land $6,650 Building $37,010 | $229,800 Land $35,000 Building $194,800 |
| 2022 | $2,470.00 | $31,770 Land $7,600 Building $24,170 | |
| 2021 | $167,200 Land $40,000 Building $127,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9039 Philo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9039 Philo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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