9040 Richards Dr, Mentor, OH 44060 Property Records

Lake County property record for 9040 Richards Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,136 sqft · built 1973
Lot Size	1.67 acres (72,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2018)
Tax Bill	$9,280 (2023)
Deeds & Mortgages	Aug 2018 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-D-109-B-00-039-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-109-B-00-039-0`
Alternative APN	`B 37`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	884 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	72,919 sqft (1.67 acres)
Lot Dimensions	405 ft deep x 180 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	488 sqft
Deck Area	500 sqft
Patio Area	500 sqft
Balcony	Balcony
Balcony Area	54 sqft
Pole Barn	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 37
Street Address	9040 RICHARDS DR
City	MENTOR
State	OH
Zip	44060-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 TRACT 11
Legal Subdivision	LORREY VILLAGE
Legal Tract	11
Legal Lot Number	56
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2005
Census Tract	202700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9040 RICHARDS DR, MENTOR, OH 44060-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Grant Deed, Transfer · Conventional with PMI KEYBANK USA
May 19, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Aug 2, 2007
Deed Document Number	3192
Record Updated	Jun 7, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Aug 15, 2018
Property Address	9040 RICHARDS DR, MENTOR, OH 44060-1630
Document Number	0000020534
Instrument Date	Aug 13, 2018
Instrument	20534
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9040 RICHARDS DR MENTOR OH 440601630, MENTOR, OH 44060-1630

Mortgage

Document Number	20535
Date	Aug 15, 2018
Instrument	20535

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9040 RICHARDS DR, MENTOR, OH 44060-1630
Document Number	0000014638
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9040 RICHARDS DR MENTOR OH 440601630, MENTOR, OH 44060-1630

Mortgage

Document Number	0000014638
Date	Jun 13, 2018
Instrument	14638

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,280.00 (+119.7%) Homeowner's exemption	$89,310 (-) Land $16,400 Building $72,910
2022	$4,224.00 Homeowner's exemption	$89,310 Land $16,400 Building $72,910
2021			$255,150 Land $46,850 Building $208,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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