5380 Richards Dr, Mentor, OH 44060 Property Records

Lake County property record for 5380 Richards Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,911 sqft · built 1974
Lot Size	0.503 acres (21,941 sqft)
Owner	Individual Name on Record
Last Sale	$309,250 (Jan 2024)
Tax Bill	$8,054 (2023)
Deeds & Mortgages	Nov 2023 Construction Loan Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-D-109-B-00-036-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-109-B-00-036-0`
Alternative APN	`B 40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	507 sqft
Finished Basement	507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	21,941 sqft (0.503 acres)
Lot Dimensions	207 ft deep x 106 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	321 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Balcony	Balcony
Balcony Area	52 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 40
Street Address	5380 RICHARDS DR
City	MENTOR
State	OH
Zip	44060-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 TRACT 11
Legal Subdivision	LORREY VILLAGE
Legal Tract	11
Legal Lot Number	53
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2005
Census Tract	202700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Oct 17, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Jul 5, 2023	Sheriff's Deed, Foreclosure
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Aug 1, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	486670
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022529
Date	Nov 7, 2023
Instrument	2023R022529

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 17, 2023
Property Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Document Number	0000020945
Map Reference	VOL N PG 70
Instrument Date	Oct 11, 2023
Instrument	2023R020945
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2526 MELSHON DR, MENTOR, OH 44060

Mortgage

Document Number	0000020946
Date	Oct 17, 2023
Instrument	2023R020946

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE OH
Recording Date	Jul 5, 2023
Property Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Document Number	0000012741
Map Reference	VOL N PG 70
Instrument Date	Jun 6, 2023
Instrument	2023R012741
Transaction Type	Foreclosure
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 11, 2024
Property Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Document Number	0000000737
Map Reference	VOL N PG 70
Instrument Date	Jan 9, 2023
Instrument	2024R000737
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	151 44TH ST SW, GRANDVILLE, MI 49418-3220

Mortgage

Document Number	0000000738
Date	Jan 11, 2024
Instrument	2024R000738

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	5380 RICHARDS DR, MENTOR, OH 44060-1624
Document Number	0000019478
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5380 RICHARDS DR MENTOR OH 440601624, MENTOR, OH 44060-1624

Mortgage

Document Number	0000019478
Date	Aug 19, 2019
Instrument	19478

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,054.00 (+98.62%) Homeowner's exemption	$77,510 (-) Land $11,840 Building $65,670
2022	$4,055.00 Homeowner's exemption	$77,510 Land $11,840 Building $65,670
2021			$221,450 Land $33,820 Building $187,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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