9059 Richards Dr, Mentor, OH 44060 Property Records

Lake County property record for 9059 Richards Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 1977
Lot Size	0.643 acres (28,013 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Apr 2020)
Tax Bill	$9,419 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-D-109-B-00-027-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-109-B-00-027-0`
Alternative APN	`49`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Combination
Lot Area	28,013 sqft (0.643 acres)
Lot Dimensions	322 ft deep x 87 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	328 sqft
Deck Area	413 sqft
Patio Area	410 sqft
Balcony	Balcony
Balcony Area	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	49
Street Address	9059 RICHARDS DR
City	MENTOR
State	OH
Zip	44060-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 TRACT 11
Legal Subdivision	LORREY VILLAGE
Legal Tract	11
Legal Lot Number	44
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2005
Census Tract	202700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage CADENCE BANK NA
Oct 4, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2021	Intrafamily Transfer, Transfer
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 29, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	0000010664
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000021067
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	LAKE COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018822
Date	Jun 2, 2021
Instrument	2021R018822

Lender

Name	CADENCE BANK NA
Type	Bank
Address	DULUTH, GA 30097

Agreement

Amount	Amount Recorded
Term	125 Months
Due	Nov 20, 2031

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027070
Date	Oct 4, 2022
Instrument	2022R027070

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 21, 2021
Property Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Document Number	0000021067
Map Reference	VOL N PG 70
Instrument Date	Apr 20, 2021
Instrument	2021R021067
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9059 RICHARDS DR, MENTOR, OH 44060-1629

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029512
Date	Dec 2, 2019
Instrument	2019R029512

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 29, 2020
Property Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Document Number	0000010664
Instrument Date	Apr 28, 2020
Instrument	2020R010664
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9059 RICHARDS DR, MENTOR, OH 44060-1629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010665
Date	Apr 29, 2020
Instrument	2020R010665

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,419.00 (+119.92%) Homeowner's exemption	$90,650 (-) Land $10,700 Building $79,950
2022	$4,283.00 Homeowner's exemption	$90,650 Land $10,700 Building $79,950
2021			$259,010 Land $30,580 Building $228,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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