904 Terrace Dr, Aurora, MO 65605 Property Records

Lawrence County property record for 904 Terrace Dr, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1984
Lot Size	0.343 acres (14,946 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Nov 2023)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`196014001003008000`

Property Details

APN / Parcel Number

Primary APN	`196014001003008000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,946 sqft (0.343 acres)
Lot Dimensions	141 ft deep x 106 ft wide

Location & Zoning

Street Address	904 TERRACE DR
City	AURORA
State	MO
Zip	65605-1966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE DR,904; LT 35 SIMPSON'S S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	14
Legal Subdivision	SIMPSONS
Legal Lot Number	35
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	470601

Owner

904 Terrace Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 TERRACE DR, AURORA, MO 65605-1966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Apr 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Apr 12, 2017
Deed Document Number	20234956
Deed Book / Page	459 / 4817
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Nov 6, 2023
Property Address	904 TERRACE DR, AURORA, MO 65605-1966
Document Number	00202/4956
Book / Page	202 / 4956
Instrument Date	Nov 1, 2023
Instrument	2023004956
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 TERRACE DR, AURORA, MO 65605-1966

Mortgage

Document Number	0002024957
Date	Nov 6, 2023
Instrument	202/4957

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 12, 2017
Property Address	TERRACE DR, AURORA, MO 65605
Document Number	00453/1556
Book / Page	453 / 1556
Instrument Date	Apr 10, 2017
Instrument	2017-00001699
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26491 CENTERWOOD LN, SHELL KNOB, MO 65747-7512

Tax Assessment & Valuation

The 2025 property tax bill for 904 Terrace Dr was $1,161.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,200 (-) Land $2,360 Building $20,840
2025	$1,161.00	$23,200 Land $2,360 Building $20,840	$111,316
2024	$1,161.00 (+9.43%)
2023	$1,061.00 (+7.06%)	$21,150 Land $2,360 Building $18,790	$111,316
2022	$991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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