816 Terrace Dr, Aurora, MO 65605 Property Records

Lawrence County property record for 816 Terrace Dr, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,668 sqft · built 1975
Lot Size	1.04 acres (45,360 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2020)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196014001003005000`

Property Details

APN / Parcel Number

Primary APN	`196014001003005000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,360 sqft (1.04 acres)
Lot Dimensions	280 ft deep x 162 ft wide

Location & Zoning

Street Address	816 TERRACE DR
City	AURORA
State	MO
Zip	65605-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE DR,816; LT 12 & S1/2 OF LT 13 BISBY S/D AND LT 25 SIMPSON'S S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	14
Legal Subdivision	SIMPSONS
Legal Lot Number	12,13
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	470601

Owner

816 Terrace Dr is owned and occupied by an individual who bought it in July 2020.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	816 TERRACE DR, AURORA, MO 65605-1964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	20203172
Deed Book / Page	456 / 3146
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 1, 2020
Property Address	816 TERRACE DR, AURORA, MO 65605-1964
Document Number	456/3146
Book / Page	456 / 3146
Instrument Date	Jun 26, 2020
Instrument	2020-00003172
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 TERRACE DR, AURORA, MO 65605-1964

Mortgage

Document Number	4563147
Date	Jul 1, 2020
Instrument	456/3147

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 816 Terrace Dr was $2,676, up % from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,460 (-) Land $3,930 Building $49,530
2025	$2,676.00 (+0.04%)	$53,460 Land $3,930 Building $49,530	$255,789
2024	$2,675.00 (+9.72%)
2023	$2,438.00 (+7.26%)	$48,600 Land $3,930 Building $44,670	$255,789
2022	$2,273.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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