1001 Terrace Dr, Aurora, MO 65605 Property Records

Lawrence County property record for 1001 Terrace Dr, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1987
Lot Size	0.806 acres (35,126 sqft)
Owner	Individual Name on Record
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196014001004024000`

Property Details

APN / Parcel Number

Primary APN	`196014001004024000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,126 sqft (0.806 acres)
Lot Dimensions	193 ft deep x 182 ft wide
Deck Area	310 sqft

Location & Zoning

Street Address	1001 TERRACE DR
City	AURORA
State	MO
Zip	65605-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE DR,1001; LT 40 & 41 SIMPSON'S S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	14
Legal Subdivision	SIMPSONS
Legal Lot Number	40,41
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2007
Census Tract	470601

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 TERRACE DR, AURORA, MO 65605-1967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2007
Transfer Doc	431/406
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	1001 TERRACE DR, AURORA, MO 65605-1967
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 TERRACE DR, AURORA, MO 65605-1967

Mortgage

Document Number	00457/7538
Date	Dec 14, 2021
Book Page	457/7538
Instrument	2021-00007605

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jan 1, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	1001 TERRACE DR, AURORA, MO 65605-1967
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	454/1192
Date	Mar 20, 2018
Book Page	454/1192
Instrument	2018-00001224

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,560 (-) Land $4,370 Building $21,190
2025	$1,279.00	$25,560 (+8.86%) Land $4,370 Building $21,190	$123,579 (-)
2024	$1,279.00 (+8.67%)
2023	$1,177.00 (+6.23%)	$23,480 Land $4,370 Building $19,110	$123,579
2022	$1,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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