904 Overlook Dr, Mars Hill, NC 28754 Property Records

Yancey County property record for 904 Overlook Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,762 sqft · built 1990
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Dec 2020)
Tax Bill	$2,590 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986204715034.000`

Property Details

APN / Parcel Number

Primary APN	`986204715034.000`
Alternative APN	`85829`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,762 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	1,112 sqft
Finished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Terrain	Steep
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	374 sqft
Deck Area	32 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	85829
Street Address	904 OVERLOOK DR
City	MARS HILL
State	NC
Zip	28754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2074
Census Tract	960400

Owner

904 Overlook Dr is owned by two individuals who bought it in December 2020.

Source: Yancey County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3246, PONTE VEDRA BEACH, FL 32004-3246
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Dec 17, 2020	Warranty Deed, Transfer JAMES H & JANE W WEDGEWORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Oct 10, 2008 · Amount on File
Deed Document Number	20203603
Deed Book / Page	837 / 491
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	904 OVERLOOK DR, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008620591
Date	Oct 15, 2021
Book Page	862/591
Instrument	2021003522

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Dec 17, 2020
Property Address	904 OVERLOOK DR, MARS HILL, NC 28754
Document Number	0009370491
Book / Page	000937 / 000491
Instrument Date	Dec 14, 2020
Instrument	3603
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3246 BEACH ND 58621, BEACH, ND 58621

Mortgage

Document Number	8370494
Date	Dec 17, 2020
Book Page	000837/000494
Instrument	3604

Lender

Name	JAMES H & JANE W WEDGEWORTH
Address	HILTON HEAD ISLAND, SC 29938
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Dec 16, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 904 Overlook Dr was $2,590.

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,590.00	$454,500 Land $87,900 Building $366,600
2023	$1,782.00	$274,160 Land $47,000 Building $227,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Overlook Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	400 / 24
Starlink Satellite	280 / 30

May also be available: French Broad EMC.

Cell Coverage

5G and 4G LTE (outdoors only)

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