640 Overlook Dr, Mars Hill, NC 28754 Property Records

Yancey County property record for 640 Overlook Dr, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,386 sqft · built 2005
Lot Size1.42 acres (61,855 sqft)
Owner2 Company Names on Record
Tax Bill$4,988 (2025)
Deeds & MortgagesFeb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN986204612852.000

Property Details

APN / Parcel Number

Primary APN986204612852.000
Alternative APN
  • 28156

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area5,386 sqft Living Area
1st Floor Area1,368 sqft
Basement Area2,650 sqft
Finished Basement2,009 sqft
Unfinished Basement641 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Lot Area61,855 sqft (1.42 acres)
TerrainSteep
Garage Area772 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area652 sqft
Deck Area165 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number28156
Street Address640 OVERLOOK DR
CityMARS HILL
StateNC
Zip28754-5709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWOLF LAUREL
JurisdictionYANCEY NC
Township / Civil DivisionEGYPT
Census Block Group2
Census Block2074
Census Tract960400

Owner

Source: Yancey County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13950 RESERVE CIR, JACKSONVILLE, FL 32224-0839
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2004
Deed SaleFeb 9, 2004
Deed Book / Page454 / 57
Last Transfer DateFeb 5, 2026
Transfer Doc0009520078
Record UpdatedJun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYANCEY NC
Recording DateFeb 26, 2026
Property Address640 OVERLOOK DR, MARS HILL, NC 28754-5709
Document Number0009520078
Book / Page952 / 78
Map ReferenceMB 2 PG 141-B
Instrument DateFeb 5, 2026
Instrument2026000456
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13950 RESERVE CIR, JACKSONVILLE, FL 32224-0839

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13950 RESERVE CIR, JACKSONVILLE, FL 32224-0839

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyYancey County
Unified School DistrictYancey County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,988.00 (-15.07%)$875,100 (-3.16%) Land $99,400 Building $775,700
2023$5,873.00$903,680 Land $53,200 Building $850,480

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (2012–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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