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646 Overlook Dr, Mars Hill, NC 28754 Property Records

Yancey County property record for 646 Overlook Dr, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,368 sqft · built 2002
Lot Size2.23 acres (97,139 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Aug 2025)
Tax Bill$3,583 (2026)
Deeds & MortgagesAug 2020 Transfer
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN986204613565.000

Property Details

APN / Parcel Number

Primary APN986204613565.000
Alternative APNs
  • 85626
  • 90459

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area5,368 sqft Living Area
1st Floor Area1,859 sqft
Basement Area1,650 sqft
Finished Basement1,650 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Lot Area97,139 sqft (2.23 acres)
TerrainSteep
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area558 sqft
Deck Area84 sqft
Patio Area692 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number90459
Street Address646 OVERLOOK DR
CityMARS HILL
StateNC
Zip28754-5709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWOLF LAUREL
JurisdictionYANCEY NC
Township / Civil DivisionEGYPT
Census Block Group2
Census Block2074
Census Tract960400

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 OVERLOOK DR, MARS HILL, NC 28754-5709
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleMar 12, 2003
Deed Document Number20252091
Deed Book / Page942 / 4
Prior Transfer DateAug 17, 2020
Prior Transfer Doc0008270324
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYANCEY NC
Recording DateAug 17, 2020
Property Address646 OVERLOOK DR, MARS HILL, NC 28754
Document Number0008270324
Book / Page000827 / 000324
Instrument DateAug 17, 2020
Instrument1967
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 160 BLUFFTON SC 299100160, BLUFFTON, SC 29910-0160

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYANCEY NC
Recording DateAug 17, 2020
Property Address646 OVERLOOK DR, MARS HILL, NC 28754
Document Number0008270329
Book / Page000827 / 000329
Instrument DateAug 11, 2020
Instrument1968
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 160 BLUFFTON SC 299100160, BLUFFTON, SC 29910-0160

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyYancey County
Unified School DistrictYancey County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,583.00 (-0.03%)$628,700 (-) Land $110,800 Building $517,900
2025$3,584.00 (-3.84%)$628,700 (+9.63%) Land $110,800 Building $517,900
2023$3,727.00$573,500 Land $59,200 Building $514,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (2012–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber		1,000 / 1,000
Zito Media
Fiber · Cable		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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