904 Monteray Dr, Corolla, NC 27927 Property Records

Currituck County property record for 904 Monteray Dr, Corolla, NC 27927

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,284 sqft · built 2018
Lot Size0.25 acres (10,950 sqft)
Owner2 Individual Names on File
Last Sale$1,275,000 (May 2022)
Tax Bill$5,259 (2025)
Deeds & MortgagesMay 2021 Line of Credit
May 2022 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN9935-68-1512

Property Details

APN / Parcel Number

Primary APN9935-68-1512
Alternative APNs
  • 115C00001010000
  • 000154882
  • 9935-68

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,284 sqft Living Area
ElevatorElevator

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Lot Area10,950 sqft (0.25 acres)
Lot Depth15 ft Depth
Pool Area230 sqft
Patio Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000154882
Street Address904 MONTERAY DR
CityCOROLLA
StateNC
Zip27927-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFO
Legal DescriptionLOT 101 MONTERAY SHORES
Legal SubdivisionMONTERAY SHORES
Legal Lot Number101
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1080
Census Tract110101

Owner

904 Monteray Dr is owned by two individuals who bought it in May 2022.

Source: Currituck County records, as of March 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1808 JOHN HANCOCK, WILLIAMSBURG, VA 23185-7552
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Line of Credit
ABNB FCU
May 19, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA
Apr 30, 2018Deed of Trust, Mortgage · Construction Mortgage
TOWNE BANK MORTGAGE
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Oct 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 2, 2020Deed of Trust, Mortgage
PENNYMAC
Mar 29, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022 · Amount on File
Deed SaleMay 19, 2022 · Amount on File
Prior SaleMar 29, 2018 · Amount on File
Deed Document Number2022375995
Deed Book / Page1695 / 273
Prior Transfer DateOct 12, 2015
Prior Transfer Doc0013440860
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016230086
DateMay 13, 2021
Book Page1623/86
Instrument364372
Lender
NameABNB FCU
TypeCredit Union
AddressCHESAPEAKE, VA 23320
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueMay 12, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMay 19, 2022
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Document Number0016950273
Book / Page1695 / 273
Map ReferenceCAB B SL 377
Instrument DateMay 9, 2022
Instrument375995
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 130, COROLLA, NC 27927-0130

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 JOHN HANCOCK, WILLIAMSBURG, VA 23185-7552

Mortgage

Document Number0000375996
DateMay 19, 2022
Instrument375996
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014420277
DateApr 30, 2018
Book Page1442/277
Instrument335615
Lender
NameTOWNE BANK MORTGAGE
TypeMortgage Company
AddressKITTY HAWK, NC 27949
Agreement
TypeConstruction Mortgage
AmountAmount on Record

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014680442
DateJan 7, 2019
Book Page1468/442
Instrument340363
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateOct 9, 2020
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Document Number0015670050
Book / Page001567 / 000050
Instrument DateSep 29, 2020
Instrument355974
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$391.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address904 MONTERAY DR COROLLA NC 279279613, COROLLA, NC 27927-9613

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Document Number0015440001
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 MONTERAY DR COROLLA NC 279279613, COROLLA, NC 27927-9613

Mortgage

Document Number0015440001
DateJul 6, 2020
Book Page001544/000001
Instrument352578
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount on Record
Term360 Months
DueJul 5, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMar 29, 2018
Property Address904 MONTERAY DR, COROLLA, NC 27927-9613
Document Number0014380916
Book / Page001438 / 000916
Instrument DateMar 28, 2018
Instrument335009
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address110 ARROW HEAD LN MOYOCK NC 279589574, MOYOCK, NC 27958-9574

Tax Assessment & Valuation

The 2025 property tax bill for 904 Monteray Dr was $5,259.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,259.00$682,400 Land $200,000 Building $482,400
2023$4,685.00$682,400 Land $200,000 Building $482,400$682,400 Land $200,000 Building $482,400
2021$682,400 Land $200,000 Building $482,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Monteray Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,596 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,634 units insured
incl. 38 condo units
Nearby Flood Claims390 (1989–2026)
Claims Outside the SFHA313 of 390
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dorian, Sep 2019 · 18 claims
  • Hurricane Matthew, Oct 2016 · 64 claims
  • Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Monteray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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