Currituck County property record for 849 Monteray Dr, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,314 sqft · built 2019 |
| Lot Size | 0.22 acres (9,737 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2019) |
| Tax Bill | $3,633 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9935-65-6348 |
| Primary APN | 9935-65-6348 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pile |
| Lot Area | 9,737 sqft (0.22 acres) |
| Pool Area | 207 sqft |
| Patio Area | 629 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000152731 |
|---|---|
| Street Address | 849 MONTERAY DR |
| City | COROLLA |
| State | NC |
| Zip | 27927-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFO |
| Legal Description | LOT 320 MONTERAY SHORES |
| Legal Subdivision | MONTERAY SHORES |
| Legal Lot Number | 320 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1130 |
| Census Tract | 110101 |
849 Monteray Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Currituck County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Sep 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 2019347062 |
| Deed Book / Page | 1507 / 760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0015940772 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 1594/772 |
| Instrument | 360118 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014690702 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 1469/702 |
| Instrument | 340617 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | KILL DEVIL HILLS, NC 27948 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Document Number | 0015070760 |
| Book / Page | 1507 / 760 |
| Map Reference | CAB D SL 54-61 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 347062 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2318, KITTY HAWK, NC 27949-2318 |
| Name | Verified Name |
|---|---|
| Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Document Number | 0000347063 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 347063 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 849 MONTERAY DR, COROLLA, NC 27927-9690 |
| Document Number | 0014590260 |
| Book / Page | 001459 / 000260 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 338677 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2318 KITTY HAWK NC 279492318, KITTY HAWK, NC 27949-2318 |
The 2025 property tax bill for 849 Monteray Dr was $3,633, up 0.4% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,633.00 (+0.44%) | $449,500 (-) Land $55,000 Building $394,500 | |
| 2024 | $3,617.00 (+11.46%) | $449,500 (-) Land $55,000 Building $394,500 | |
| 2023 | $3,245.00 (+18.69%) | $449,500 (-) Land $55,000 Building $394,500 | $449,500 (-) Land $55,000 Building $394,500 |
| 2022 | $2,734.00 | $449,500 Land $55,000 Building $394,500 | $449,500 (-) Land $55,000 Building $394,500 |
| 2021 | $449,500 Land $55,000 Building $394,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Monteray Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Monteray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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