Currituck County property record for 902 Monteray Dr, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,292 sqft · built 2017 |
| Lot Size | 0.22 acres (9,665 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Jun 2026) |
| Tax Bill | $3,942 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9935-68-1455 |
| Primary APN | 9935-68-1455 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pile |
| Lot Area | 9,665 sqft (0.22 acres) |
| Lot Depth | 11.1 ft Depth |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000135993 |
|---|---|
| Street Address | 902 MONTERAY DR |
| City | COROLLA |
| State | NC |
| Zip | 27927-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFO |
| Legal Description | LOT 100 MONTERAY SHORES |
| Legal Subdivision | MONTERAY SHORES |
| Legal Lot Number | 100 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 110101 |
Source: Currituck County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35720 OVERLOOK DR, LOCUST GROVE, VA 22508 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST |
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Jun 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Deed Document Number | 2026403621 |
| Deed Book / Page | 1860 / 881 |
| Prior Transfer Date | Sep 19, 2009 |
| Prior Transfer Doc | 0011090177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 29, 2026 |
| Property Address | 902 MONTERAY DR, COROLLA, NC 27927-9613 |
| Document Number | 0000405883 |
| Book / Page | 1875 / 284 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026405883 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 902 MONTERAY DR, COROLLA, NC 27927-9613 |
| Document Number | 0000405883, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 1875/284 |
| Instrument | 2026405883 |
| Name | CHEMUNG CANAL TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 20, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 902 MONTERAY DR, COROLLA, NC 27927-9613 |
| Document Number | 0000403621 |
| Book / Page | 1860 / 881 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026403621 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000403622, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026403622 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 902 MONTERAY DR, COROLLA, NC 27927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0014100466 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 1410/466 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,942.00 (+0.51%) | $492,600 (-) Land $150,000 Building $342,600 | |
| 2024 | $3,922.00 (+9.92%) | $492,600 (-) Land $150,000 Building $342,600 | |
| 2023 | $3,568.00 (+21.03%) | $492,600 (-) Land $150,000 Building $342,600 | $492,600 (-) Land $150,000 Building $342,600 |
| 2022 | $2,948.00 | $492,600 Land $150,000 Building $342,600 | $492,600 (-) Land $150,000 Building $342,600 |
| 2021 | $492,600 Land $150,000 Building $342,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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