904 Main St, Buchanan, MI 49107 Property Records

Berrien County property record for 904 Main St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 966 sqft · built 1912
Lot Size	0.444 acres (19,341 sqft)
Owner	Individual Name on Record
Last Sale	$5,300 (Mar 2015)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-2500-0059-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-2500-0059-00-8`
Alternative APN	`11-58-2500-0059-00-8`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	966 sqft Living Area
1st Floor Area	644 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	19,341 sqft (0.444 acres)
Lot Dimensions	245 ft deep x 79 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 MAIN ST
City	BUCHANAN
State	MI
Zip	49107-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 59 THOMAS M FULTONS PLAT ADJOINING CITY OF BUCHANAN
Legal Subdivision	FULTONS ADDITION TO THE CITY OF BUCHANAN
Legal Lot Number	59
Legal Unit	59
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2025
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 MAIN ST, BUCHANAN, MI 49107-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Aug 21, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2015 · Amount on Record
Deed Sale	Mar 18, 2015 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Book / Page	3097 / 2933
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	904 MAIN ST, BUCHANAN, MI 49107-1341
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MAIN ST, BUCHANAN, MI 49107-1341

Mortgage

Document Number	03468/4236
Date	Jan 26, 2026
Book Page	3468/4236
Instrument	2026450482

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	904 MAIN ST, BUCHANAN, MI 49107-1341
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03287/2034
Date	Aug 21, 2020
Book Page	3287/2034

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	904 MAIN ST, BUCHANAN, MI 49107-1341
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MAIN ST, BUCHANAN, MI 49107-1341

Mortgage

Document Number	003379/286
Date	Jul 7, 2022
Book Page	3379/286
Instrument	2022357035

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,600 (+59.8%)	$127,200 (+59.8%)
2025	$1,207.00 (+7.67%)
2023		$39,800	$79,600
2022	$1,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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