900 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 900 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,624 sqft · built 1968
Lot Size	0.27 acres (11,766 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2021)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006031`

Property Details

APN / Parcel Number

Primary APN	`006031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Base Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,766 sqft (0.27 acres)
Lot Dimensions	80 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	900 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-68-29 S 113' OF W 160' OF W 3 AC OF N 10 AC SE SE
Legal Block	68
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

900 E Monroe St is owned and occupied by two individuals who bought it in July 2021.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2021	Joint Tenancy Deed, Transfer
Jul 12, 2021	Intrafamily Transfer, Transfer
Jul 12, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage US BANK NA
Feb 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	20211043
Deed Book / Page	527 / 82
Prior Transfer Date	Feb 13, 2017
Prior Transfer Doc	00449/0062
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RINGGOLD IA
Recording Date	Oct 15, 2025
Property Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number	000601/126
Book / Page	601 / 126
Instrument Date	Oct 15, 2025
Instrument	2025- 00001225
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$8.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238

July 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jul 12, 2021
Property Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number	0000527/82
Book / Page	527 / 82
Instrument Date	Jul 6, 2021
Instrument	2021-00001043
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jul 12, 2021
Property Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number	0000527/80
Book / Page	527 / 80
Instrument Date	Jul 6, 2021
Instrument	2021-00001042
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238

July 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jul 12, 2021
Property Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number	0000527/82
Book / Page	527 / 82
Instrument Date	Jul 6, 2021
Instrument	2021-00001043
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238

Mortgage

Document Number	202100001044
Date	Jul 12, 2021
Instrument	2021-00001044

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Feb 15, 2017
Property Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number	00449/0062
Book / Page	449 / 0062
Instrument Date	Feb 13, 2017
Instrument	2017- 00000148
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	900 E MONROE ST, MOUNT AYR, IA 50854-2238

Tax Assessment & Valuation

The 2025 property tax bill for 900 E Monroe St was $2,950 with a homeowner's exemption, up 0.6% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (+0.61%) Homeowner's exemption	$181,891 Land $17,280 Building $164,611	$181,891 Land $17,280 Building $164,611
2024	$2,932.00
2023		$157,047 (-4.42%) Land $16,128 Building $140,919	$157,047 Land $16,128 Building $140,919
2022	$3,504.00 Homeowner's exemption	$164,305 Land $16,128 Building $148,177
2021			$164,305 Land $16,128 Building $148,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 E Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 E Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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