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904 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 904 4th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,094 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2023)
Tax Bill$2,321.00 (2023)

Property Details

APN / Parcel Number

Primary APN033 014
Alternative APN
  • 177592500

Interior

Full Baths2 Baths
Building Area1,094 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite Exterior
Foundation TypeFooting Foundation
Lot Area4,792 sqft (0.11 acres)
Depth X Width150 ft x 100 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number177592500
Old Parcel Number033 014
Street Address904 4TH ST
CitySPENCER
StateNC
Zip28159-1626
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL1 .11AC
Legal SubdivisionB F LIVELY AND CO
Legal Block6
Legal Lot Number9
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3003
Census Tract50700

Owner

Source: Rowan County records · APN 033 014

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address904 4TH ST, SPENCER, NC 28159-1626
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2023Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 04, 2022Warranty Deed, Transfer
Aug 06, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2023 · Amount on Record
Deed SaleApr 05, 2023 · Amount on Record
Prior SaleFeb 04, 2022 · Amount on Record
Deed Doc Number0001420958
Deed Book / Page1420 / 958
Record RefreshedJun 07, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateApr 05, 2023
Property Address904 4TH ST, SPENCER, NC 28159-1626
Document Number0014200958
Book / Page1420 / 958
Map ReferenceMB 9995 PG 10044
Instrument DateApr 05, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address920 ROWAN ST, CHARLOTTE, NC 28208-2003

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 4TH ST, SPENCER, NC 28159-1626

Mortgage

Document Number0001420959
DateApr 05, 2023
Instrument1420/959
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Mortgage

Document Number0014200960
DateApr 05, 2023
Book Page1420/960
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 04, 2022
Property Address904 4TH ST, SPENCER, NC 28159-1626
Document Number0013940571
Book / Page1394 / 571
Instrument DateFeb 03, 2022
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Tax$36.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5103 MONTEVISTA CT, GREENSBORO, NC 27407-9797

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 ROWAN ST, CHARLOTTE, NC 28208-2003

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 06, 2020
Property AddressJORDAN AVE, SPENCER, NC 28159
Document Number0013530842
Book / Page001353 / 000842
Instrument DateMay 08, 2020
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5103 MONTEVISTA CT GREENSBORO NC 274079797, GREENSBORO, NC 27407-9797

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,321.00$205,399 Land $18,000 Building $187,399$205,399 Land $18,000 Building $187,399

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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