811 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 811 4th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,725 sqft · built 1912
Lot Size	0.22 acres (9,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jul 2020)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 065`

Property Details

APN / Parcel Number

Primary APN	`033 065`
Alternative APN	`6292697`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	9,700 sqft (0.22 acres)
Lot Dimensions	194 ft deep x 50 ft wide
Porch	Porch
Porch Area	270 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	811 4TH ST
City	SPENCER
State	NC
Zip	28159-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L14 BLK 3 CHAS. B. JORDAN'S ADDT.
Legal Subdivision	CHARLES B JORDAN PROPERTY
Legal Block	3
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3006
Census Tract	50700

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 4TH ST, SPENCER, NC 28159-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Book / Page	1353 / 331
Prior Transfer Date	Nov 4, 2008
Prior Transfer Doc	0011320430
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 29, 2020
Property Address	811 4TH ST, SPENCER, NC 28159-1623
Document Number	0013530331
Book / Page	1353 / 331
Map Reference	MAP 47
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7361 MACLEOD LN, 7361, DARDENNE PRAIRIE, MO 63368-7234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 4TH ST, SPENCER, NC 28159-1623

Mortgage

Document Number	1353332
Date	Jul 29, 2020
Instrument	1353/332

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00	$172,704 (-) Land $18,000 Building $154,704
2023	$1,951.00	$172,704 Land $18,000 Building $154,704	$172,704 Land $18,000 Building $154,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000