902 4th St, Spencer, NC 28159 Property Records

Madison County and Rowan County property record for 902 4th St, Spencer, NC 28159 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,094 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Tax Bill$2,321.00 (2025)

Property Details

APN / Parcel Number

Primary APN033 445

Interior

Full Baths2 Baths
Building Area1,094 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite Exterior
Lot Area4,792 sqft (0.11 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address902 4TH ST
CitySPENCER
StateNC
Zip28159-1626
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL2 .11AC
Legal SubdivisionB F LIVELY AND CO
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3003
Census Tract50700

Owner

Source: Madison County and Rowan County records · APN 033 445

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 4TH ST, SPENCER, NC 28159-1626
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateApr 04, 2023
Property Address902 4TH ST, SPENCER, NC 28159-1626
Document Number0014200881
Book / Page1420 / 881
Map ReferenceMB 9995 PG 10044
Instrument DateApr 03, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2023
Title CompanyLION TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address920 ROWAN ST, CHARLOTTE, NC 28208-2003

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 4TH ST, SPENCER, NC 28159-1626
InvestorPossibly a Property Investor

Mortgage

Document Number0001420882
DateApr 04, 2023
Instrument1420/882
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Mortgage

Document Number0014200883
DateApr 04, 2023
Book Page1420/883
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Madison County and Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
CountyRowan County
MunicipalityMarshall Town

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,321.00$205,399 (-) Land $18,000 Building $187,399
2023$2,321.00$205,399 Land $18,000 Building $187,399$205,399 Land $18,000 Building $187,399

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