904 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 904 2nd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,284 sqft Living Area
Lot Size	21,344 sqft (0.489 acres)
Occupancy	Owner Occupied
Last Sale	$88,500 (2006)
Tax Bill	$1,948.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`034 139`
Alternative APN	`6269269`

Interior

Full Baths	2 Baths
Building Area	1,284 sqft Living Area
1st Floor	1,284 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	21,344 sqft (0.489 acres)
Depth X Width	297 ft x 75 ft Depth x Width
Deck Area	100 sqft Deck
Storage Building	Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	6269269
Old Parcel Number	034 139
Street Address	904 2ND ST
City	SPENCER
State	NC
Zip	28159-1738
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.49AC L4
Legal Subdivision	GENE LLOYD SUB
Legal Lot Number	4
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	1
Census Block	1023
Census Tract	50700

Owner

Source: Rowan County records · APN 034 139

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 2ND ST, SPENCER, NC 28159-1738
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2006 · Amount on Record
Deed Sale	Jun 22, 2006 · Amount on Record
Deed Doc Number	0001070190
Record Refreshed	Jun 07, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	904 2ND ST, SPENCER, NC 28159-1738
Document Number	0012990345
Book / Page	001299 / 000345
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 2ND ST SPENCER NC 281591738, SPENCER, NC 28159-1738

Mortgage

Document Number	0012990345
Date	Nov 02, 2017
Book Page	001299/000345

Lender

Name	ROWAN COUNTY
Address	402 N MAIN ST # 204, SALISBURY, NC 28144-4341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 01, 2024

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,948.00	$172,449 Land $33,600 Building $138,849	$172,449 Land $33,600 Building $138,849

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.