Rowan County property record for 900 2nd St, Spencer, NC 28159 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,192 sqft · built 2002 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2025) |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034 143 |
| Primary APN | 034 143 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Deck Area | 36 sqft Deck |
| Porch | Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 303680000 |
|---|---|
| Old Parcel Number | 034 143 |
| Street Address | 900 2ND ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .18AC LOT A |
| Legal Subdivision | SOWERS GROVE |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 50700 |
Source: Rowan County records · APN 034 143
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 240 RED OAK LN, SALISBURY, NC 28146-8120 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer |
| Feb 25, 2019 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2019 · Amount on Record |
| Deed Document Number | 0001474526 |
| Deed Book / Page | 1474 / 526 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 17, 2025 |
| Property Address | 900 2ND ST, SPENCER, NC 28159-1738 |
| Document Number | 0014740526 |
| Book / Page | 1474 / 526 |
| Instrument Date | Dec 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 675 DREAMFIELD DR, WOODLEAF, NC 27054-9443 |
| Name | Verified Name |
|---|---|
| Address | 240 RED OAK LN, SALISBURY, NC 28146-8120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 25, 2019 |
| Property Address | 900 2ND ST, SPENCER, NC 28159-1738 |
| Document Number | 0013230527 |
| Book / Page | 1323 / 0527 |
| Map Reference | PG 4233 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 439, SALISBURY, NC 28145-0439 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 81, WOODLEAF, NC 27054-0081 |
| Document Number | 13230528 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 1323/0528 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 | $140,660 (-) Land $28,000 Building $112,660 | |
| 2023 | $1,589.00 | $140,660 Land $28,000 Building $112,660 | $140,660 Land $28,000 Building $112,660 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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