Rowan County property record for 819 2nd St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,522 sqft · built 1928 |
| Lot Size | 0.21 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,500 (Jun 2007) |
| Tax Bill | $1,737 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 028 |
| Primary APN | 033 028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,522 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,100 sqft (0.21 acres) |
| Lot Dimensions | 182 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 819 2ND ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 BLK 27 OAKLAND PARK |
| Legal Block | 27 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 028
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 ROCK CREEK RD, ROCKWELL, NC 28138-5615 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on Record |
| Deed Sale | Jun 14, 2007 · Amount on Record |
| Deed Book / Page | 1096 / 782 |
| Prior Transfer Date | Nov 30, 2006 |
| Prior Transfer Doc | 0010820180 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 819 2ND ST, SPENCER, NC 28159-1735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013340981 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 1334/0981 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 | $153,757 (-) Land $19,000 Building $134,757 | |
| 2023 | $1,737.00 | $153,757 Land $19,000 Building $134,757 | $153,757 Land $19,000 Building $134,757 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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