St. Clair County property record for 9028 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,549 sqft · built 1947 |
| Lot Size | 3.95 acres (172,062 sqft) |
| Owner | Individual on Record |
| Last Sale | $265,000 (Jul 2022) |
| Tax Bill | $3,505 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0027-000 |
| Primary APN | 74-14-541-0027-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,549 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Lot Area | 172,062 sqft (3.95 acres) |
| Lot Width | 150 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74145410027000 |
|---|---|
| Street Address | 9028 STONE RD |
| City | CLAY |
| State | MI |
| Zip | 48001-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 1281 LYING S & E OF FOLL LINE, BEG S 40D 3M E ALG CENTER OF STONE RD 397.4' FROM NE COR, TH S 73D 32 1/2M W |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1281 |
| Legal Unit | 1281 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
Source: St. Clair County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9028 STONE RD, CLAY, MI 48001-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE COMPANY INC |
| Jun 7, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Jun 7, 2021 |
| Deed Document Number | 2022016909 |
| Deed Book / Page | 5542 / 389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 15, 2022 |
| Property Address | 9028 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 0005542389 |
| Book / Page | 5542 / 389 |
| Map Reference | LB 50 PG 30 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022016909 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9028 STONE RD, 9028, CLAY, MI 48001-4429 |
| Name | Verified Name |
|---|---|
| Address | 8753 LOZEN DR, STERLING HEIGHTS, MI 48313-4845 |
| Document Number | 2022016910 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022016910 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 7, 2021 |
| Property Address | 9028 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 5375922 |
| Book / Page | 5375 / 922 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021016844 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9028 STONE RD, 9028, CLAY, MI 48001-4429 |
| Name | Verified Name |
|---|---|
| Address | 1405 GREEN TRAILS DR, NAPERVILLE, IL 60540-7020 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,200 (+21.07%) | ||
| 2024 | $3,505.00 (+83.89%) | $234,400 (+21.07%) | |
| 2023 | $96,800 | ||
| 2022 | $1,906.00 | $193,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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