9038 Bedford Ct, Dayton, OH 45458 Property Records

Warren County property record for 9038 Bedford Ct, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,929 sqft · built 2002
Lot Size0.563 acres (24,529 sqft)
OwnerIndividual Name on File
Last Sale$223,419 (Jan 2003)
Tax Bill$5,737 (2025)
Deeds & MortgagesDec 2022 Reverse Mortgage
Dec 2022 Reverse Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-33-451-005-0

Property Details

APN / Parcel Number

Primary APN05-33-451-005-0
Alternative APNs
  • 0533451005
  • 533451005
  • 0141722
  • 141722

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,929 sqft Living Area
Gross Area2,664 sqft
1st Floor Area1,929 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeConcrete
Lot Area24,529 sqft (0.563 acres)
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number141722
Street Address9038 BEDFORD CT
CityDAYTON
StateOH
Zip45458-5019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENRIDGE 1 LOT 5
Legal SubdivisionGLENRIDGE 1
Legal Block22
Legal Lot Number5
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2004
Census Tract30901

Owner

9038 Bedford Ct is owned and occupied by an individual who acquired it in August 2024.

Source: Warren County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address9038 BEDFORD CT, DAYTON, OH 45458-5019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Dec 5, 2022Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Aug 19, 2024Transfer on Death Deed, Transfer
Nov 23, 2020Loan Modification, Mortgage · Conventional Mortgage
FIFTH THIRD BK
Mar 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2003 · Amount on File
Deed SaleJan 30, 2003 · Amount on File
Prior SaleAug 29, 2002 · Amount on File
Last Transfer DateAug 13, 2024
Transfer Doc0000018179
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9038 BEDFORD CT, DAYTON, OH 45458-5019
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 BEDFORD CT, DAYTON, OH 45458-5019

Mortgage

Document Number0000036162
DateDec 5, 2022
Instrument2022-036162
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term925 Months
DueJan 6, 2100
Interest
Rate TypeAdjustable Rate
Rate7.27%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.2%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9038 BEDFORD CT, DAYTON, OH 45458-5019
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 BEDFORD CT, DAYTON, OH 45458-5019

Mortgage

Document Number0000036161
DateDec 5, 2022
Instrument2022-036161
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term925 Months
DueJan 6, 2100
Interest
Rate TypeAdjustable Rate
Rate7.27%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.2%

August 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWARREN OH
Recording DateAug 19, 2024
Property Address9038 BEDFORD CT, DAYTON, OH 45458-5019
Document Number0000018179
Map ReferenceMB 46 PG 42&43
Instrument DateAug 14, 2024
Instrument2024-018179
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 BEDFORD CT, DAYTON, OH 45458-5019

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN OH
Property Address9038 BEDFORD CT, DAYTON, OH 45458-5019
Document Number0000051398
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9038 BEDFORD CT DAYTON OH 454585019, DAYTON, OH 45458-5019

Mortgage

Document Number0000051398
DateDec 17, 2020
Instrument51398
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueDec 16, 2060

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9038 BEDFORD CT, DAYTON, OH 45458-5019
Document Number0000008544
Instrument DateMar 7, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9038 BEDFORD CT DAYTON OH 454585019, DAYTON, OH 45458-5019

Mortgage

Document Number0000008544
DateMar 21, 2017
Instrument8544
Lender
NameFIFTH THIRD BK/WSTN OH
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9038 Bedford Ct was $5,737.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,737.00$143,970 Land $35,000 Building $108,970$411,330 Land $100,000 Building $311,330
2023$4,643.00 (+2.52%) Homeowner's exemption$113,313 (-) Land $20,650 Building $92,663
2022$4,529.00 Homeowner's exemption$113,313 Land $20,650 Building $92,663$323,750 (-) Land $59,000 Building $264,750
2021$323,750 Land $59,000 Building $264,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9038 Bedford Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9038 Bedford Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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