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903 Watson Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 903 Watson Ave, Saint Paul, MN 55102 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,848 sqft Living Area
Lot Size4,800 sqft (0.11 acres)
GarageDetached, 352 sqft
OccupancyOwner Occupied
Tax Bill$3,278.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-28-23-31-0074
Alternative APNs
  • 8266655
  • 302684

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,848 sqft Living Area
1st Floor924 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1940
Architectural StyleBi-Level Style
Exterior MaterialCombination Exterior
Construction TypeWood Construction
Lot Area4,800 sqft (0.11 acres)
Depth X Width120 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area352 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number302684
Street Address903 WATSON AVE
CitySAINT PAUL
StateMN
Zip55102-3717
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWATSONS ADDITION LOT 20 BLK 3
Legal Range23
Legal Township28
Legal Section11
Legal SubdivisionWATSONS ADDITION
Legal Block3
Legal Lot Number20
JurisdictionRAMSEY MN
Minor Civil DivisionST. PAUL
Census Blockgroup4
Census Block4008
Census Tract36700

Owner

Source: Ramsey County records · APN 11-28-23-31-0074

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address903 WATSON AVE, SAINT PAUL, MN 55102-3717
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Line of Credit
ST PAUL FCU
Dec 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NEWREZ LLC
Sep 25, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address903 WATSON AVE, SAINT PAUL, MN 55102-3717
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04920130
DateNov 19, 2021
InstrumentA04920130
Lender
NameST PAUL FCU
TypeCredit Union
AddressSAINT PAUL, MN 55106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 18, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address903 WATSON AVE, SAINT PAUL, MN 55102-3717
Document Number0004851840
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address903 WATSON AVE ST PAUL MN 551023717, ST PAUL, MN 55102-3717

Mortgage

Document Number0004851840
DateDec 15, 2020
Instrument4851840
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address903 WATSON AVE, SAINT PAUL, MN 55102-3717
Document Number0004778783
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address903 WATSON AVE ST PAUL MN 551023717, ST PAUL, MN 55102-3717

Mortgage

Document Number0004778783
DateOct 16, 2019
Instrument4778783
Lender
NameNEWREZ LLC
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,500 (+12.12%) Land $40,000 Building $311,500$351,500 (+12.12%) Land $40,000 Building $311,500
2025$3,278.00 (+14.62%)
2023$2,860.00$313,500 Land $40,000 Building $273,500$313,500 Land $40,000 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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