891 Watson Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 891 Watson Ave, Saint Paul, MN 55102 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,039 sqft · built 1951
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2023)
Tax Bill	$4,000 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-31-0077`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-31-0077`
Alternative APNs	`8322593` `363840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area
1st Floor Area	898 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	363840
Street Address	891 WATSON AVE
City	SAINT PAUL
State	MN
Zip	55102-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSONS ADDITION LOT 23 BLK 3
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	WATSONS ADDITION
Legal Block	3
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4008
Census Tract	36700

Owner

Source: Ramsey County records · APN 11-28-23-31-0077

Assessment roll updated July 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	891 WATSON AVE, SAINT PAUL, MN 55102-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	20235009686
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 30, 2023
Property Address	891 WATSON AVE, SAINT PAUL, MN 55102-3717
Document Number	0A05009686
Instrument Date	Nov 17, 2023
Instrument	A05009686
Transaction Type	Transfer
Record Updated	Dec 06, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	891 WATSON AVE, SAINT PAUL, MN 55102-3717

Mortgage

Document Number	0A05009687
Date	Nov 30, 2023
Instrument	A05009687

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,200 (+4.8%) Land $40,000 Building $239,200	$279,200 (+4.8%) Land $40,000 Building $239,200
2024	$4,000.00 (-12.55%)
2023	$4,574.00 Homeowner's exemption	$266,400 Land $40,000 Building $226,400	$266,400 Land $40,000 Building $226,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.