896 Watson Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 896 Watson Ave, Saint Paul, MN 55102 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage960 sqft Living Area
Lot Size9,600 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$69,900 (1996)
Tax Bill$4,814.00 (2025)

Owner

Source: Ramsey County records · APN 11-28-23-31-0092

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address896 WATSON AVE, SAINT PAUL, MN 55102-3718
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTONE FIN'L FCU
Jun 19, 2017Loan Modification, Mortgage

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 1996 · Amount on Record
Deed SaleApr 08, 1996 · Amount on Record
Deed Doc Number1996230588
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address896 WATSON AVE, SAINT PAUL, MN 55102-3718
Document Number0004849957
Instrument DateNov 26, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address896 WATSON AVE ST PAUL MN 551023718, ST PAUL, MN 55102-3718

Mortgage

Document Number0004849957
DateDec 08, 2020
Instrument4849957
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 07, 2030
Interest
Rate TypeAdjustable Rate

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRAMSEY MN
Property Address896 WATSON AVE, SAINT PAUL, MN 55102-3718
Document Number0004665994
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address896 WATSON AVE ST PAUL MN 551023718, ST PAUL, MN 55102-3718

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$317,500 (+9.41%) Land $48,000 Building $269,500$317,500 (+9.41%) Land $48,000 Building $269,500
2025$4,814.00 (+10.67%)
2023$4,350.00 Homeowner's exemption$290,200 Land $48,000 Building $242,200$290,200 Land $48,000 Building $242,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN11-28-23-31-0092
Alternative APNs
  • 8040379
  • 56181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1965
Architectural StyleRanch Style
Exterior MaterialCombination Exterior
Construction TypeWood Construction
Lot Area9,600 sqft (0.22 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number56181
Street Address896 WATSON AVE
CitySAINT PAUL
StateMN
Zip55102-3718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWATSONS ADDITION LOTS 9 AND LOT 10 BLK 4
Legal Range23
Legal Township28
Legal Section11
Legal SubdivisionWATSONS ADDITION
Legal Block4
Legal Lot Number9,10
JurisdictionRAMSEY MN
Minor Civil DivisionST. PAUL
Census Blockgroup2
Census Block2000
Census Tract36700

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