Imperial County property record for 903 W Ross Rd, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 3,090 sqft · built 1960 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2006) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-240-058-000 |
| Primary APN | 052-240-058-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,090 sqft Living Area |
| 1st Floor Area | 3,090 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 1,742,400 sqft |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 903 W ROSS RD |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 PM 1157 OF E 40 AC TR 116 16-13 .93AC |
| Legal Subdivision | PARCEL MAP M 1157 |
| Legal Tract | 116 |
| Legal Block | 2 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 11100 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 W ROSS RD, EL CENTRO, CA 92243-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit USU COMMUNITY FEDERAL CREDIT UNION |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2006 · Amount on Record |
| Deed Sale | Jun 8, 2006 · Amount on Record |
| Deed Document Number | 200627803 |
| Prior Transfer Date | Mar 14, 2006 |
| Prior Transfer Doc | 0000027803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Apr 27, 2026 |
| Property Address | 903 W ROSS RD, EL CENTRO, CA 92243-9536 |
| Document Number | 0000006232 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20266232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 903 W ROSS RD, EL CENTRO, CA 92243-9536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006232, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20266232 |
| Name | USU COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 903 W ROSS RD, EL CENTRO, CA 92243-9536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 903 W ROSS RD, EL CENTRO, CA 92243-9536 |
| Document Number | 0000016364 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021016364 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | McCabe Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $296,455 (+2%) Land $45,272 Building $251,183 | |
| 2025 | $3,189.00 (+2.94%) | $290,643 (+4.04%) Land $44,385 Building $246,258 |
| 2024 | $3,098.00 (+0.19%) | |
| 2023 | $3,092.00 (+2.42%) Homeowner's exemption | $279,359 Land $42,662 Building $236,697 |
| 2022 | $3,019.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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