898 W Ross Rd, El Centro, CA 92243 Property Records

Imperial County property record for 898 W Ross Rd, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details4 bd · 4,373 sqft · built 1968
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Jun 2021)
Tax Bill$8,317 (2025)
Deeds & MortgagesJun 2021 Transfer
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-590-015-000

Property Details

APN / Parcel Number

Primary APN052-590-015-000
Alternative APN
  • 05259015

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area4,373 sqft Living Area
1st Floor Area4,373 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area52,272 sqft
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address898 W ROSS RD
CityEL CENTRO
StateCA
Zip92243-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 PM 1419 SW4 TR 121 16-13 1.20AC
Legal SubdivisionJUDGMENT SUBORDINATION AGREEME
Legal Tract121
Legal Block2
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2078
Census Tract11100

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address898 W ROSS RD, EL CENTRO, CA 92243-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Jun 4, 2021Grant Deed, Transfer · Conventional Mortgage
INSPIRE HOME LOANS INC
Dec 19, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Prior SaleDec 22, 2009 · Amount on Record
Deed Document Number202112939
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateJun 4, 2021
Property Address898 W ROSS RD, EL CENTRO, CA 92243-9450
Document Number0000012940
Map ReferenceMB 5 PG 95
Instrument DateMay 19, 2021
Instrument2021012940
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address898 W ROSS RD, EL CENTRO, CA 92243-9450

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJun 4, 2021
Property Address898 W ROSS RD, EL CENTRO, CA 92243-9450
Document Number0000012939
Map ReferenceMB 5 PG 95
Instrument DateMay 18, 2021
Instrument2021012939
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address898 W ROSS RD, EL CENTRO, CA 92243-9450

Mortgage

Document Number0000012941
DateJun 4, 2021
Instrument2021012941
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address898 W ROSS RD, EL CENTRO, CA 92243-9450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025738
DateDec 19, 2019
Instrument2019025738
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$767,332 (+6.12%) Land $110,406 Building $656,926
2025$8,317.00 (+3.1%)
2023$8,067.00 (+2.41%)$723,078 Land $104,040 Building $619,038
2022$7,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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