1077 W Ross Rd, El Centro, CA 92243 Property Records

Imperial County property record for 1077 W Ross Rd, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,222 sqft · built 1992
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Aug 2014)
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052-500-030-000`

Property Details

APN / Parcel Number

Primary APN	`052-500-030-000`
Alternative APNs	`0525003001` `05250030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,222 sqft Living Area
1st Floor Area	3,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1077 W ROSS RD
City	EL CENTRO
State	CA
Zip	92243-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 PM 2027 OF N2 TR 133-A 16-13 2.50AC
Legal Subdivision	TRACT 133A
Legal Tract	133-A
Legal Block	2
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2087
Census Tract	11100

Owner

Source: Imperial County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Grant Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Sep 17, 2026	Grant Deed, Transfer · Construction Mortgage GUARANTEED RATE
Aug 17, 2023	Intrafamily Transfer, Transfer
Aug 17, 2023	Intrafamily Transfer, Transfer
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Sep 1, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	201416857
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000014698
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 17, 2026
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000014700
Instrument Date	Sep 11, 2026
Instrument	202614700
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 17, 2026
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000014698
Instrument Date	Sep 11, 2026
Instrument	202614698
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534

Mortgage

Document Number	0000014699,
Date	Sep 17, 2026
Instrument	202614699

Lender

Name	GUARANTEED RATE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 1, 2027

Interest

Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Aug 17, 2023
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000012849
Map Reference	MB 8 PG 76
Instrument Date	Aug 17, 2023
Instrument	2023012849
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Aug 17, 2023
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000012848
Map Reference	MB 8 PG 76
Instrument Date	Aug 8, 2023
Instrument	2023012848
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077W W ROSS RD, EL CENTRO, CA 92243-9534

Mortgage

Document Number	0000019298
Date	Sep 14, 2022
Instrument	2022019298

Lender

Name	MECHANICS BANK
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 1, 2017
Property Address	1077 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000019628
Instrument Date	Jul 25, 2017
Instrument	19628
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1077 W ROSS RD EL CENTRO CA 922439534, EL CENTRO, CA 92243-9534

Mortgage

Document Number	19629
Date	Sep 1, 2017
Instrument	19629

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2032

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,224 (+2%) Land $169,785 Building $504,439
2025	$7,318.00 (+2.94%)	$661,005 (+4.04%) Land $166,456 Building $494,549
2024	$7,109.00 (+0.14%)
2023	$7,099.00 (+2.41%)	$635,340 Land $159,994 Building $475,346
2022	$6,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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