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903 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 903 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,887 sqft · built 1932
Lot Size0.361 acres (15,752 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jan 2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-17-177-020

Property Details

APN / Parcel Number

Primary APN20-17-177-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,887 sqft
Gross Area2,367 sqft
1st Floor Area1,887 sqft

Exterior

Year BuiltBuilt 1932
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area15,752 sqft
Lot Width55 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address903 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0001153 LT 33 SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionSPRING BEACH
Legal Block177
Legal Lot Number33
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address903 SPRING BEACH WAY, CARY, IL 60013-3061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2023 · Amount on Record
Deed SaleJan 17, 2023 · Amount on Record
Prior SaleJun 10, 2010
Deed Document Number2023R0001153
Record UpdatedJun 7, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 17, 2023
Property Address903 SPRING BEACH WAY, CARY, IL 60013-3061
Document Number0000001153
Map ReferenceMB 4 PG 26&27
Instrument DateDec 15, 2022
Instrument2023R0001153
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanySTOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1705 CASTLEBAR RD, MCHENRY, IL 60050-6430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address903 SPRING BEACH WAY, CARY, IL 60013-3061

Mortgage

Document Number0000001154
DateJan 17, 2023
Instrument2023R0001154
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate6.59%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address903 SPRING BEACH WAY, CARY, IL 60013-3061
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038936
DateNov 13, 2019
Instrument2019R0038936
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 23, 2049
Interest
Rate TypeAdjustable Rate
Rate5.13%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$110,727 Land $47,364 Building $63,363$332,181 Land $142,092 Building $190,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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