McHenry County property record for 859 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1971 |
| Lot Size | 0.403 acres (17,570 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-177-022 |
| Primary APN | 20-17-177-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 17,570 sqft |
| Lot Width | 52 ft Width |
| Heating System | Hot Water |
|---|
| Street Address | 859 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 596884 LT 31 SPRING BEACH SUB |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 17 |
| Legal Subdivision | SPRING BEACH |
| Legal Block | 177 |
| Legal Lot Number | 31 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 871307 |
859 Spring Beach Way is owned and occupied by two individuals who acquired it in August 2023.
Source: McHenry County records, as of September 6, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 859 SPRING BEACH WAY, CARY, IL 60013-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2023 |
| Transfer Doc | 0000021147 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 25, 2023 |
| Property Address | 859 SPRING BEACH WAY, CARY, IL 60013-3059 |
| Document Number | 0000021147 |
| Map Reference | DOC 50291 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023R0021147 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 859 SPRING BEACH WAY, CARY, IL 60013-3059 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption Veteran's exemption | $117,533 Land $47,364 Building $70,169 | $352,599 Land $142,092 Building $210,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 859 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 859 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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