McHenry County property record for 901 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 1927 |
| Lot Size | 0.342 acres (14,904 sqft) |
| Owner | Owner Name on File |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-177-021 |
| Primary APN | 20-17-177-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,784 sqft |
| 1st Floor Area | 1,094 sqft |
| 2nd Floor Area | 690 sqft |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 14,904 sqft |
| Lot Width | 50 ft Width |
| Heating System | Forced Air |
|---|
| Street Address | 901 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2011R0000510 LT 32 SPRING BEACH SUB MEMO: SMITH, ROBERT S TR 1/2 INT/ SMITH, SHARON E TR 1/2 INT |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 17 |
| Legal Subdivision | SPRING BEACH |
| Legal Tract | 1 |
| Legal Block | 177 |
| Legal Lot Number | 32 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 871307 |
The current owner of 901 Spring Beach Way acquired it in January 2011.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 901 SPRING BEACH WAY, CARY, IL 60013-3061 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2011 |
| Transfer Doc | 0000000510 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 901 SPRING BEACH WAY, CARY, IL 60013-3061 |
| Document Number | 0000039439 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 901 SPRING BEACH WAY CARY IL 600133061, CARY, IL 60013-3061 |
| Document Number | 0000039439 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 39439 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $145,535 Land $47,364 Building $98,171 | $436,605 Land $142,092 Building $294,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 901 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 901 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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