903 Scott St, Troy, OH 45373 Property Records

Miami County property record for 903 Scott St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1954
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Feb 2024)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-017740`

Property Details

APN / Parcel Number

Primary APN	`D08-017740`
Alternative APNs	`050627.2-30-011-00` `D08SE021 00100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	2,444 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	701 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	903 SCOTT ST
City	TROY
State	OH
Zip	45373-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1534 48
Legal Lot Number	1534
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3011
Census Tract	365200

Owner

903 Scott St is owned and occupied by two individuals who bought it in February 2024.

Source: Miami County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 SCOTT ST, TROY, OH 45373-3759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Survivorship Deed, Transfer
Feb 28, 2024	Survivorship Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20241933
Record Updated	Oct 29, 2026

February 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 28, 2024
Property Address	903 SCOTT ST, TROY, OH 45373-3759
Document Number	0000001933
Instrument Date	Feb 27, 2024
Instrument	2024OR-01933
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	903 SCOTT ST, TROY, OH 45373-3759

February 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 28, 2024
Property Address	903 SCOTT ST, TROY, OH 45373-3759
Document Number	0000001933
Instrument Date	Feb 27, 2024
Instrument	2024OR-01933
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	903 SCOTT ST, TROY, OH 45373-3759

Mortgage

Document Number	0000001934
Date	Feb 28, 2024
Instrument	2024OR-01934

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 903 Scott St was $2,661 with a homeowner's exemption, up 22.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,661.00 (+22.4%) Homeowner's exemption	$69,510 (+47.33%) Land $7,980 Building $61,530	$198,600 Land $22,800 Building $175,800
2024	$2,174.00 (+26.84%)	$47,180 (-) Land $8,330 Building $38,850
2023	$1,714.00 (+12.84%) Homeowner's exemption	$47,180 (-) Land $8,330 Building $38,850	$134,800 (-) Land $23,800 Building $111,000
2022	$1,519.00 Homeowner's exemption	$47,180 Land $8,330 Building $38,850	$134,800 Land $23,800 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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