1012 Scott St, Troy, OH 45373 Property Records

Miami County property record for 1012 Scott St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,490 sqft · built 1936
Lot Size	0.306 acres (13,342 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Jun 2020)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-101253`

Property Details

APN / Parcel Number

Primary APN	`D08-101253`
Alternative APNs	`050627.3-10-001-00` `D08SE024 02000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Family Room	Family Room

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,342 sqft (0.306 acres)
Lot Dimensions	139 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	110 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE024 02000
Street Address	1012 SCOTT ST
City	TROY
State	OH
Zip	45373-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 7547 95.95'
Legal Subdivision	CITY/TROY
Legal Lot Number	7547
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3019
Census Tract	365200

Owner

Source: Miami County records · APN D08-101253

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 SCOTT ST, TROY, OH 45373-3776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · ARM UNITY NATIONAL BANK
Jun 03, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2020 · Amount on Record
Deed Sale	Jun 03, 2020 · Amount on Record
Deed Document Number	961
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1012 SCOTT ST, TROY, OH 45373-3776
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014815
Date	Nov 30, 2018
Instrument	2018OR-14815

Lender

Name	UNITY NATIONAL BANK
Type	Bank
Address	PIQUA, OH 45356

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 03, 2020
Property Address	1012 SCOTT ST, TROY, OH 45373-3776
Document Number	0000007174
Instrument Date	Jun 01, 2020
Instrument	7174
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 SCOTT ST TROY OH 453733776, TROY, OH 45373-3776

Mortgage

Document Number	7175
Date	Jun 03, 2020
Instrument	7175

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+31.61%) Homeowner's exemption	$75,610 (+45.85%) Land $12,360 Building $63,250	$216,000 (+45.85%) Land $35,300 Building $180,700
2024	$2,050.00 (+4.54%) Homeowner's exemption	$51,840 (-) Land $12,810 Building $39,030
2023	$1,961.00 (+16.94%) Homeowner's exemption	$51,840 (-) Land $12,810 Building $39,030	$148,100 (-) Land $36,600 Building $111,500
2022	$1,677.00 Homeowner's exemption	$51,840 Land $12,810 Building $39,030	$148,100 Land $36,600 Building $111,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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