1019 Scott St, Troy, OH 45373 Property Records

Miami County property record for 1019 Scott St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017130`

Property Details

APN / Parcel Number

Primary APN	`D08-017130`
Alternative APNs	`050627.3-05-006-00` `D08SE021 01800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,632 sqft
Attic	Attic
Attic Area	392 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1019 SCOTT ST
City	TROY
State	OH
Zip	45373-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1472 48
Legal Subdivision	CITY OF TROY
Legal Lot Number	1472
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3020
Census Tract	365200

Owner

Source: Miami County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 SCOTT ST, TROY, OH 45373-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Nov 13, 2024	Deed of Trust, Mortgage WRIGHT-PAT CREDIT UNION INC
Oct 10, 2023	Intrafamily Transfer, Transfer · FHA Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023
Deed Sale	Oct 10, 2023
Prior Sale	Jul 11, 2001 · Amount on Record
Deed Document Number	202311217
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	0000011217
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Sep 9, 2026
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Document Number	0000011442
Instrument Date	Aug 22, 2026
Instrument	202611442
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SCOTT ST, TROY, OH 45373-3731

Mortgage

Document Number	0000011442,
Date	Sep 9, 2026
Instrument	202611442

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SCOTT ST, TROY, OH 45373-3731

Mortgage

Document Number	0000016393
Date	Sep 20, 2021
Instrument	2021OR-16393

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	215 Months
Due	Aug 1, 2039

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SCOTT ST, TROY, OH 45373-3731

Mortgage

Document Number	0000015203
Date	Oct 19, 2022
Instrument	2022OR-15203

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011721
Date	Nov 13, 2024
Instrument	2024OR-11721

Lender

Name	WRIGHT-PAT CREDIT UNION INC
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Oct 10, 2023
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Document Number	0000011217
Instrument Date	Oct 3, 2023
Instrument	2023OR-11217
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SCOTT ST, TROY, OH 45373-3731

Mortgage

Document Number	0000011218
Date	Oct 10, 2023
Instrument	2023OR-11218

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 25, 2021
Property Address	1019 SCOTT ST, TROY, OH 45373-3731
Document Number	0000003213
Instrument Date	Feb 24, 2021
Instrument	3213
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SCOTT ST TROY OH 453733731, TROY, OH 45373-3731

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+14.26%) Homeowner's exemption	$48,860 (+33.83%) Land $7,980 Building $40,880	$139,600 (+33.84%) Land $22,800 Building $116,800
2024	$1,704.00 (+1.79%) Homeowner's exemption	$36,510 (-) Land $8,330 Building $28,180
2023	$1,674.00 (+13.57%) Homeowner's exemption	$36,510 (-) Land $8,330 Building $28,180	$104,300 (-) Land $23,800 Building $80,500
2022	$1,474.00 Homeowner's exemption	$36,510 Land $8,330 Building $28,180	$104,300 Land $23,800 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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