TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
903 REDWOOD DR, APTOS, CA 95003-2918
Investor
Possibly a Property Investor
Mortgage
Document Number
0000016280,
Date
Jul 20, 2026
Instrument
202616280
Lender
Name
LOANDEPOT.COM LLC
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate
6.52%
Max Rate
-1%
May 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Recording Date
May 14, 2026
Property Address
903 REDWOOD DR, APTOS, CA 95003-2918
Document Number
0000011008
Instrument Date
May 2, 2026
Instrument
202611008
Transaction Type
Mortgage
Record Updated
Jul 12, 2026
Title Company
WFG LENDER SERVICES
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
903 REDWOOD DR, APTOS, CA 95003-2918
Investor
Possibly a Property Investor
Mortgage
Document Number
0000011008,
Date
May 14, 2026
Instrument
202611008
Lender
Name
BANK OF AMIERCA NA
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
May 2, 2056
Interest
Rate
6.46%
Max Rate
-1%
August 2025: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Aug 18, 2025
Property Address
903 REDWOOD DR, APTOS, CA 95003-2918
Document Number
0000017221
Map Reference
MB 24 PG 22
Instrument Date
Aug 13, 2025
Instrument
2025-0017221
Transaction Type
Transfer
Record Updated
Sep 29, 2025
Title Company
STEWART TITLE, STEWART TITLE OF CA INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$913.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
903 REDWOOD DR, APTOS, CA 95003-2918
Mortgage
Document Number
0000017222
Date
Aug 18, 2025
Instrument
2025-0017222
Lender
Name
BANK OF AMERICA NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2055
August 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Aug 21, 2020
Property Address
903 REDWOOD DR, APTOS, CA 95003-2918
Document Number
0000032193
Map Reference
MB 24 PG 22
Instrument Date
Aug 18, 2020
Instrument
2020-0032193
Transaction Type
Transfer
Record Updated
Aug 17, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
903 REDWOOD DR, APTOS, CA 95003-2918
Mortgage
Document Number
0000032194
Date
Aug 21, 2020
Instrument
2020-0032194
Lender
Name
BAY FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2050
Mortgage
Document Number
0000032195
Date
Aug 21, 2020
Instrument
2020-0032195
Lender
Name
LANDED EDUCATORS LLC
Type
Non-Lending Institution
Address
SAN FRANCISCO, CA 94107
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 903 Redwood Dr was $9,839.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Unified School District
Pajaro Valley Joint Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$830,000 (+2.24%)Land $600,000Building $230,000
2025
$9,839.00
$811,824Land $595,338Building $216,486
2023
$8,981.00 (+1.79%)
$780,300Land $572,220Building $208,080
$757,800
2022
$8,823.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 903 Redwood Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
5 in force
Nearby Flood Claims
7 (1982–2000)
Claims Outside the SFHA
6 of 7
Most Recent Claim
Feb 2000 · rainfall accumulation
Claims by Event
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 903 Redwood Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 70% of the US · above 45% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
1,200 / 35
May also be available: Cruzio, Etheric Networks, Surfnet Communications.