1008 Redwood Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1008 Redwood Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 526 sqft · built 1975
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2014)
Tax Bill	$9,602 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-131-63`

Property Details

APN / Parcel Number

Primary APN	`040-131-63`
Alternative APNs	`040-131-63-000` `04013138000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	526 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	10,411 sqft (0.239 acres)
Deck Area	160 sqft

Location & Zoning

Street Address	1008 REDWOOD DR
City	APTOS
State	CA
Zip	95003-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	MONTE TOYON/RIO DEL MAR 01
Legal Block	12
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 REDWOOD DR, APTOS, CA 95003-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 14, 2022	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	201424038
Prior Transfer Date	Mar 6, 1996
Prior Transfer Doc	0000013460
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1008 REDWOOD DR, APTOS, CA 95003-2913
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 REDWOOD DR, APTOS, CA 95003-2913

Mortgage

Document Number	0000021132
Date	Nov 1, 2023
Instrument	2023-0021132

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 14, 2022
Property Address	1008 REDWOOD DR, APTOS, CA 95003-2913
Document Number	0000008307
Map Reference	MB 24 PG 22
Instrument Date	Mar 3, 2022
Instrument	2022-0008307
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1008 REDWOOD DR, APTOS, CA 95003-2913

Mortgage

Document Number	0000008308
Date	Mar 14, 2022
Instrument	2022-0008308

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,330 (+2%) Land $642,965 Building $162,365
2025	$9,602.00 (+108.38%)	$789,539 (+110.3%) Land $630,358 Building $159,181
2023	$4,608.00 (+1.88%)	$375,433 Land $281,575 Building $93,858	$883,170
2022	$4,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PURESOURCE WATER, INC private · serves 210 people · EPA ID CA4400598
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

No cell data coverage reported

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