1076 Redwood Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1076 Redwood Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1972
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on File
Last Sale	$27,500 (Jul 1998)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-131-53`

Property Details

APN / Parcel Number

Primary APN	`040-131-53`
Alternative APN	`040-131-53-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	168 sqft
Deck Area	477 sqft
Patio Area	477 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1076 REDWOOD DR
City	APTOS
State	CA
Zip	95003-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 12 LOT 33
Legal Subdivision	MONTE TOYON 01
Legal Block	12
Legal Lot Number	33
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

1076 Redwood Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 REDWOOD DR, APTOS, CA 95003-2923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Intrafamily Transfer, Transfer
Aug 1, 2023	Intrafamily Transfer, Transfer
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1998 · Amount on File
Deed Sale	Jul 31, 1998 · Amount on File
Deed Document Number	199844226
Last Transfer Date	Jul 28, 2023
Transfer Doc	0000014220
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	1076 REDWOOD DR, APTOS, CA 95003-2923
Document Number	0000014220
Map Reference	MB 24 PG 22
Instrument Date	Jul 28, 2023
Instrument	2023-0014220
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1076 REDWOOD DR, APTOS, CA 95003-2923

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	1076 REDWOOD DR, APTOS, CA 95003-2923
Document Number	0000014221
Map Reference	MB 24 PG 22
Instrument Date	Jul 28, 2023
Instrument	2023-0014221
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1076 REDWOOD DR, APTOS, CA 95003-2923

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1076 REDWOOD DR, APTOS, CA 95003-2923
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 REDWOOD DR, APTOS, CA 95003-2923

Mortgage

Document Number	0000014014
Date	Mar 9, 2021
Instrument	2021-0014014

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1076 REDWOOD DR, APTOS, CA 95003-2923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TI CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018372
Date	May 29, 2020
Instrument	2020-0018372

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Redwood Dr was $1,846 with a veteran's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,330 (+2%) Land $173,370 Building $110,960
2025	$1,846.00 Disabled Person's exemption Veteran's exemption	$278,756 Land $169,971 Building $108,785
2023	$1,701.00 (-2.91%) Disabled Person's exemption Veteran's exemption	$267,931 (+2%) Land $163,371 Building $104,560	$716,040
2022	$1,752.00 Disabled Person's exemption Veteran's exemption	$262,677 Land $160,167 Building $102,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Redwood Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Redwood Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PURESOURCE WATER, INC private · serves 210 people · EPA ID CA4400598
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

No cell data coverage reported

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