903 N 3rd St, Guttenberg, IA 52052 Property Records

Clayton County property record for 903 N 3rd St, Guttenberg, IA 52052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1958
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2021)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Aug 2021 Foreclosure
Flood Zone	Zone X (reduced by levee)
APN	`3008404016`

Property Details

APN / Parcel Number

Primary APN	`3008404016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	50 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	903 N 3RD ST
City	GUTTENBERG
State	IA
Zip	52052-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUTT. LOT 16 BLK 97
Legal Block	97
Legal Lot Number	16
Jurisdiction	CLAYTON IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1040
Census Tract	70400

Owner

903 N 3rd St is owned by an individual who bought it in August 2021.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	422 S 3RD LN, GUTTENBERG, IA 52052-9310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Deed Document Number	20213197
Record Updated	Oct 29, 2026

August 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLAYTON IA
Recording Date	Aug 2, 2021
Property Address	903 N 3RD ST, GUTTENBERG, IA 52052-9411
Document Number	2021R03197
Instrument Date	Jul 8, 2021
Instrument	2021R03197
Transaction Type	Foreclosure
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S 3RD LN, GUTTENBERG, IA 52052-9310

Mortgage

Document Number	2021R03199
Date	Aug 2, 2021
Instrument	2021R03199

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 903 N 3rd St was $1,646, up 8.9% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Guttenberg City
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (+8.86%)	$105,429 Land $15,433 Building $89,996	$105,429 Land $15,433 Building $89,996
2024	$1,512.00
2023		$89,980 Land $13,420 Building $76,560	$89,980 Land $13,420 Building $76,560
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 N 3rd St in Zone X, where a levee reduces flood risk, though there have been 50 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	50 (1991–2024)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Flooding, May 2023 · 4 claims Severe Storms, Tornadoes And Flooding, May 2001 · 14 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUTTENBERG WATER UTILITY serves 1,817 people · EPA ID IA2242018
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb
Copper	1.85 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Alpine Communications Fiber · Fixed Wireless in parts of the area	500 / 500
Verizon Fixed Wireless	300 / 20