Clayton County property record for 827 N 3rd St, Guttenberg, IA 52052
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,168 sqft · built 1994 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Jul 2018) |
| Tax Bill | $2,870 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 22-30-08-405-010 |
| Primary APN | 22-30-08-405-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Basement Area | 1,168 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 827 N 3RD ST |
|---|---|
| City | GUTTENBERG |
| State | IA |
| Zip | 52052-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUTT S 1/2 LOTS 9 10 BLK 94 |
| Legal Block | 94 |
| Legal Lot Number | 9,10 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 70400 |
827 N 3rd St is owned and occupied by an individual who bought it in July 2018.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| Jul 16, 2018 | Deed of Trust, Mortgage COLLINS COMMUNITY CREDIT UNION |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF OELWEIN |
| Jul 16, 2018 | Warranty Deed, Transfer COLLINS COMMUNITY CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Deed Document Number | 20182110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R03767 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021R03767 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 4, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R03768 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021R03768 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 4, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R02325 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020R02325 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R02112 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018R02112 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R03151 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017R03151 |
| Name | COMMUNITY BANK OF OELWEIN |
|---|---|
| Type | Bank |
| Address | OELWEIN, IA 50662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 25, 2043 |
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jul 16, 2018 |
| Property Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 2018R02110 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018R02110 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 827 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 2018R02113 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018R02113 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 827 N 3rd St was $2,870 with a homeowner's exemption, up 10.3% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Guttenberg City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,870.00 (+10.3%) Homeowner's exemption | $194,736 Land $14,864 Building $179,872 | $194,736 Land $14,864 Building $179,872 |
| 2024 | $2,602.00 | ||
| 2023 | $165,122 Land $12,925 Building $152,197 | $165,122 Land $12,925 Building $152,197 | |
| 2022 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 827 N 3rd St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 827 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUTTENBERG WATER UTILITY serves 1,817 people · EPA ID IA2242018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Copper | 1.85 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Alpine Communications Fiber · Fixed Wireless in parts of the area | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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