Clayton County property record for 823 N 3rd St, Guttenberg, IA 52052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,240 sqft · built 1992 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jun 2021) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3008405013 |
| Primary APN | 3008405013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Basement Area | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 823 N 3RD ST |
|---|---|
| City | GUTTENBERG |
| State | IA |
| Zip | 52052-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUTTENBERG LOT 11 BLK 94 |
| Legal Subdivision | TOWN/GUTTENBERG |
| Legal Block | 94 |
| Legal Lot Number | 11 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 70400 |
823 N 3rd St is owned and occupied by an individual who bought it in June 2021.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 823 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREEN STATE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Dec 1, 2014 · Amount on File |
| Deed Document Number | 20212684 |
| Prior Transfer Date | Oct 10, 2011 |
| Prior Transfer Doc | 2011R03836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jun 2, 2026 |
| Property Address | 823 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 0000001542 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261542 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 823 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 0000001542, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20261542 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jun 30, 2021 |
| Property Address | 823 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 2021R02684 |
| Instrument Date | Jun 26, 2021 |
| Instrument | 2021R02684 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 N 3RD ST, GUTTENBERG, IA 52052-9023 |
| Document Number | 2021R02686 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021R02686 |
| Name | GREEN STATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 823 N 3rd St was $3,134 with a homeowner's exemption, up 10.6% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Guttenberg City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 (+10.59%) Homeowner's exemption | $211,688 Land $14,864 Building $196,824 | $211,688 Land $14,864 Building $196,824 |
| 2024 | $2,834.00 | ||
| 2023 | $178,996 Land $12,925 Building $166,071 | $178,996 Land $12,925 Building $166,071 | |
| 2022 | $2,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 823 N 3rd St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 823 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUTTENBERG WATER UTILITY serves 1,817 people · EPA ID IA2242018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Copper | 1.85 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Alpine Communications Fiber · Fixed Wireless in parts of the area | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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